Personal Lines Innovation of the Year - PJ Hayman & Company

Sponsored by Close Premium finance.

For the judges, the winner of this category stood out for successfully identifying a clear market gap and then filling that niche "superbly".

PJ Hayman & Co had identified that travel insurance was difficult to obtain if an individual was suffering from a serious illness. To solve this problem, the broker developed Free Spirit Solutions (FSS), which aimed to address this problem by providing cover to those who would otherwise have travelled without adequate

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact

You are currently unable to copy this content. Please contact to find out more.

To continue reading...

You need to sign in to use this feature. If you don’t have an Insurance Age account, please register now.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an indvidual account here: